Private Health Insurance For The Over-50s

Although many people in Britain are rightly proud of the National Health Service (NHS) and people aged over 50 are most likely to use it, research suggests that more and more older people are losing faith in the NHS and turning to private health insurance.

A recent survey revealed that 87% of the over-50s have used the NHS in the last couple of years and that almost half (43%) of them said their experience had been a 'very good? one.

However, the research also showed that 20% of over-50s believe the NHS has deteriorated in recent years. Over a third (35%) predict that the NHS will get worse in the next five years.

Survey respondents listed their top reasons for choosing private medical insurance. These were:

? To avoid National Health Service waiting lists
? Increased flexibility over when and where treatment takes place
? Hospital cleanliness
? Private hospitals are more comfortable
? Care in private hospitals is perceived as being of a better quality
? Policies are available which cater specifically to the needs of the over-50s

Over 500,000 people aged over 50 now rely, at least partly, on private medical insurance.

More reasons that the over-50s choose private health insurance

? They worry about public spending cuts and their affect on the NHS
? The over-50s are more health-conscious and active than ever
? Many over-50s lead very busy lives and they do not want to be slowed down by niggling health problems which could be treated quickly
? They want to have peace of mind about their finances

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