Firstly, firms often charge thousands of dollars and in the end bring in less then stealer results. This leaves you in a bind. Not only did you fork over thousands of dollars for their services, you are also in a worse situation than you started in.
Secondly, when lenders see that you have hired a firm to do your loan modification, it sends red flags. They automatically think if you have thousands of dollars to shell out on a firm, then you are not in a bad financial situation. Either they dismiss your application, or put your application in a place where no one will ever find it again.
Lastly and most importantly, loan modification is a one time thing. If your application gets rejected the first time, it will be almost certain that it will be rejected again.
On the other hand you can't just expect your loan being modified with out knowing the subject inside an out. Your lender will reject your application if not done properly, and with out knowing what to say, they won't take you seriously. This might be the last chance to save your house, you need to be prepared.
The solution is 60 Minute Loan Modification kit. 60 minute loan modification was created by a loan modification expert who modified numerous homes for himself and his clients. It provides all the forms, show you how to write a professional hardship letter outline that will get your lenders attention, and even has a taped conversation of a lender talking to a borrower so you can hear exactly what you should and should not say to ensure you end up with what you wanted. It has everything you need.
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