It has been observed that sometimes Payment Protection Insurance is mis sold to the borrowers, which means selling it to them without their knowledge. PPI is mis sold through an individual or an advisor. There are several scenarios in which PPI may have been mis sold. But the biggest reason is that the policies that the lenders sell are not designed to meet the individual needs of each borrower. Instead they are sold to realise the maximum profit for the lender. You could be just one of around 20 million people in the UK today who this affects. A PPI claim will not be approved for self-employed, retired, and unemployed borrowers which are why insurance should never be sold to them to begin with.
If you believe you have been mis sold PPI you need to contact one of the many firms of solicitors who are offering their help in pursuing such cases, and you may find that you are one of many with a right to claim back unlawful charges. These firms are experienced at dealing with these problems, and are very successful at earning you the compensation you're owed. Most of them have an Internet website and you can start a claim by filling in a short form on their website. You are also able to pursue your mis sold payment protection insurance claim by contacting the Financial Ombudsman and get the information needed to file.
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